Akhuwat Family Enterprise Loan Scheme

The Akhuwat Family Enterprise Loan Scheme is a initiative by Akhuwat Foundation, aimed at supporting low-income families in Pakistan. The loan is designed to help individuals start or expand small businesses, enabling them to earn a stable income and become self-reliant.

Akhuwat’s mission is to alleviate poverty through interest-free microfinance. The Family Enterprise Loan Scheme is one of the most popular offerings, catering to aspiring entrepreneurs who lack access to traditional bank loans due to financial constraints.

Duration :10 – 36 months

Range :10,000 to Rs.50,000

Profit Range : 0% Interest Rate

Initial Application Fee: Up to Rs. 200

Akhuwat offers this loan under the Islamic concept of Qarz-e-Hasna, meaning a benevolent loan with no interest.

Apply For Loan

Find Nearest Branch to Apply For Loan Click Below to find branch details

Eligibility Criteria:

To apply for the Akhuwat Family Loan, the applicant must meet the following requirements:

  • Must be a citizen of Pakistan
  • Age between 18 and 62 years
  • Must belong to a low-income household
  • Must have a viable business idea
  • Should be trustworthy and honest (often verified by local community or mosque)
  • Preference is given to those already running a small business or looking to expand

How to Apply Akhuwat Family Loan?

Step-by-Step Application Process

  1. Visit the nearest Akhuwat branch
    Locate your nearest Akhuwat office or mosque center.
  2. Obtain and fill the application form
    Provide personal details, income information, and your business plan.
  3. Attach required documents
    Include CNIC copy, two passport-size photos, proof of residence, and a business plan.
  4. Submit the form and attend an interview
    Akhuwat’s field officers will verify your details and may visit your residence or business.
  5. Loan approval and disbursement
    Once approved, the loan is disbursed either in full or in installments, depending on the business type.

Key Benefits

  • Interest-Free – Makes loan affordable and ethical.
  • Simple process – No collateral or complex paperwork required.
  • Empowers families – Encourages entrepreneurship and financial independence.
  • Strong community trust – Operates through mosques and local institutions.

How to Apply for Akhuwat Loan Online?

Akhuwat does not offer any online application platform for loans. All applications must be submitted in person at the nearest Akhuwat branch or mosque center.

⚠️ Beware of Scammers

  • Akhuwat does not accept loan applications via WhatsApp, Facebook, or any unofficial websites.
  • Never share your personal documents or pay money to individuals claiming to offer Akhuwat loans online.
  • Do not contact random phone numbers shared in social media groups or comments — these are likely scams.

Always verify information by visiting the official Akhuwat website: https://www.akhuwat.org.pk or calling their official helpline listed on the website.

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