The Akhuwat Liberation Loan Scheme is a life-changing initiative by the Akhuwat Foundation that helps individuals trapped in debt from private moneylenders. These loans are interest-free and designed to liberate people from financial exploitation, giving them a fresh start toward self-sufficiency and dignity.
In Pakistan, many low-income families fall into the trap of borrowing money from private lenders who charge extremely high interest rates. This often leads to a cycle of never-ending debt. The Liberation Loan Scheme by Akhuwat provides interest-free financial assistance to help such individuals pay off existing debt and rebuild their financial lives.

Duration :10 – 36 months
Range :10,000 to Rs.50,000
Profit Range : 0% Interest Rate
Initial Application Fee: Up to Rs. 200

Loan Amount and Purpose
Loan Range
- Minimum Amount: Rs. 10,000
- Maximum Amount: Rs. 50,000
The loan amount is based on the borrower’s level of debt and ability to repay under Akhuwat’s guidelines.
Apply For Loan
Find Nearest Branch to Apply For Loan Click Below to find branch details
Purpose of the Loan
- Repayment of loans taken from moneylenders or informal sources
- Relief from interest-heavy debts
- Regain financial independence
- Transition into a debt-free and sustainable livelihood
Eligibility Criteria
To apply for the Liberation Loan, the applicant must:
- Be a Pakistani citizen
- Be aged between 18 and 62 years
- Have proof of existing high-interest debt
- Be from a low-income background
- Be honest and trustworthy, verified through community or mosque references
- Show willingness and plan to repay the loan
How to Apply

Step-by-Step Application Process
- Visit the nearest Akhuwat branch
Go to your local Akhuwat or mosque-based center. - Fill out the application form
Include personal details and information about current debts. - Attach required documents
CNIC copy, photos, debt details, and proof of income (if applicable). - Verification and Interview
Akhuwat officers will verify your situation through community checks and home visits. - Loan Approval and Disbursement
If approved, funds are disbursed directly or in stages to ensure effective use.
How to Apply for Akhuwat Loan Online?

Akhuwat does not offer any online application platform for loans. All applications must be submitted in person at the nearest Akhuwat branch or mosque center.
⚠️ Beware of Scammers
- Akhuwat does not accept loan applications via WhatsApp, Facebook, or any unofficial websites.
- Never share your personal documents or pay money to individuals claiming to offer Akhuwat loans online.
- Do not contact random phone numbers shared in social media groups or comments — these are likely scams.
Always verify information by visiting the official